Enrollment is open. Dr. Ash keeps a small panel so every patient gets real attention. Claim your spot →
Find your fit
What are you looking for?
Pick the one that sounds most like you. We'll point you to the right plan.
How insurance fits
You keep your insurance. We work alongside it.
Membership is not insurance. It covers Dr. Ash’s time and the practice’s care. Insurance still handles the big stuff - labs, imaging, meds, hospital, specialist procedures.
What membership replaces
Copays, visit fees, and the 8-minute appointment treadmill. You get unlimited direct access to your physician for one flat rate.
What insurance still does
Pays for labs and imaging (we route through your benefits - over 90% are fully covered), pharmacy meds, specialist procedures, and hospitalization.
HSA & FSA
Fully eligible under the 2025 Primary Care Enhancement Act. Effective cost is often 25-35% lower depending on your tax bracket.
Pricing Transparency & Independence
No Surprises
There are no hidden costs, copays, initiation fees, or cancellation fees for our care. One flat rate for dedicated results and access - no surprise bills from us. No locked-in contracts.
Insurance & Labs
Over 90% of members have labs and imaging fully covered by their standard plans. Meds, supplements, and imaging are subject to your pharmacy/insurance terms.
HSA & FSA Eligible
Your membership and care packs are fully eligible medical expenses. Use your pre-tax dollars to pay for your care. We provide all necessary receipts and documentation.
Clinical Independence
We do not sell supplements, use affiliate links, or accept fees from pharma or device companies. Our advice is 100% independent. Read our independence policy.
What you get · What you don’t
Clear lines, no fine print.
Everything inside your membership or package is included in the flat fee. Everything outside it - meds, labs, hospital care - runs through your existing insurance.
Included in your membership
- Unlimited text, video, and phone access to Dr. Ash
- Same/next-day appointments when you need them
- Comprehensive 90-minute annual physical
- 100+ pages of prior & external records review - your whole health story, finally read end-to-end
- Advanced biomarker review (ApoB, Lp(a), fasting insulin, full thyroid, hs-CRP, A1c, vitamin D)
- Wearable data review (Apple Watch, Whoop, Oura, Garmin, CGM)
- Specialist coordination & referral briefings
- Specialist curbsides (without you booking a second appointment)
- Prescription management & refills
- Hospital navigation & discharge management
- Acute care (colds, UTIs, rashes, injuries)
- Home visits when clinically necessary
- Written care plans & full record transfer if you ever leave
Not included (runs through insurance)
Lab work · The good news
90%+ of members get labs fully covered by insurance. If you’d rather skip the claim, our wholesale cash-pay rates are usually cheaper than HDHP coinsurance after deductible.
- Pharmacy medications (your plan's copay / coinsurance)
- Imaging - X-ray, MRI, CT, ultrasound (billed through your insurance)
- Specialist visits & procedures (we refer & coordinate)
- Hospitalization & ER care (we navigate, hospital bills)
- Surgery (we coordinate, surgeon/facility bills)
Out of scope entirely
A small set of needs we can’t take on - we’ll tell you up front and help you find the right specialist:
- · Active cancer treatment
- · Organ transplant recipients
- · Continuous opioid or benzodiazepine use
- · Pregnancy, obstetrics, and delivery
- · Pediatrics (under 16 years old)
Insurance we can’t bill: Medicare, Medicaid (federal regulations). Read full scope of practice.
Supporting documentation
Want to go deeper?
Prefer the full detail? Each topic below links to a deeper explanation.
Insurance & money
Community rates
A real doctor. A real partnership. A real plan.
One flat price. Unlimited access. Home visits included. HSA/FSA eligible.
Start Annual Membership$208/mo · Billed yearly at $2,500
No initiation fees · Cancel anytime · HSA/FSA eligible
Or talk to Dr. Ash first - 20 minutes, no commitment.
Still have a question?
He answers personally. Usually within a few hours.